{"product_id":"layaway-plans-0-interest-4","title":"Layaway Plans  0% Interest","description":"\u003cp data-mce-fragment=\"1\"\u003eOur studio offers simple, no interest\u003cspan data-mce-fragment=\"1\"\u003e \u003c\/span\u003e\u003cspan data-mce-fragment=\"1\"\u003e\u003cstrong data-mce-fragment=\"1\"\u003elayaway plans.\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp data-mce-fragment=\"1\"\u003ePlans include:\u003cspan data-mce-fragment=\"1\"\u003e \u003c\/span\u003e\u003cstrong data-mce-fragment=\"1\"\u003e30, 60, 90, 120, \u0026amp; 180 day\u003cspan data-mce-fragment=\"1\"\u003e \u003c\/span\u003e\u003c\/strong\u003epayment terms with a\u003cspan data-mce-fragment=\"1\"\u003e \u003c\/span\u003e\u003cspan data-mce-fragment=\"1\"\u003e\u003cstrong data-mce-fragment=\"1\"\u003e20% down payment.\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003cp data-mce-fragment=\"1\"\u003eWe want our clients to have the chance to own our uniquely Canadian and exquisite Inuit carvings. It can be daunting to pay thousands of dollars in one payment for a piece you truly admire. With a layaway plan, this burden is lifted.\u003cbr data-mce-fragment=\"1\"\u003e\u003cbr data-mce-fragment=\"1\"\u003eOur gallery is pleased to provide our layaway plan for our discerning customers. This service is free. We do not charge a service fee or interest.\u003cbr data-mce-fragment=\"1\"\u003e\u003cbr data-mce-fragment=\"1\"\u003eWith layaway, you make payments over time, but your purchase stays in the gallery until you finish the payment plan.\u003cbr data-mce-fragment=\"1\"\u003e\u003cbr data-mce-fragment=\"1\"\u003e\u003cstrong data-mce-fragment=\"1\"\u003eFirst steps\u003c\/strong\u003e\u003cbr data-mce-fragment=\"1\"\u003e1. Carvings must be\u003cspan data-mce-fragment=\"1\"\u003e \u003c\/span\u003e\u003cstrong data-mce-fragment=\"1\"\u003eover\u003c\/strong\u003e\u003cspan data-mce-fragment=\"1\"\u003e \u003c\/span\u003e\u003cstrong data-mce-fragment=\"1\"\u003e$2000.00\u003c\/strong\u003e\u003cspan data-mce-fragment=\"1\"\u003e \u003c\/span\u003eto qualify\u003cbr data-mce-fragment=\"1\"\u003e2. The down payment is\u003cspan data-mce-fragment=\"1\"\u003e \u003c\/span\u003e\u003cstrong data-mce-fragment=\"1\"\u003e20%\u003c\/strong\u003e\u003cspan data-mce-fragment=\"1\"\u003e \u003c\/span\u003eof the price (not including HST) or \u003cstrong\u003e$500\u003c\/strong\u003e.\u003cbr data-mce-fragment=\"1\"\u003e3. Payments can be made at\u003cspan data-mce-fragment=\"1\"\u003e \u003c\/span\u003e\u003cstrong data-mce-fragment=\"1\"\u003e30, 60, 90, 120 and 180 days\u003c\/strong\u003e.\u003cbr data-mce-fragment=\"1\"\u003e4.\u003cspan data-mce-fragment=\"1\"\u003e \u003c\/span\u003e\u003cstrong data-mce-fragment=\"1\"\u003eInterest free\u003c\/strong\u003e\u003cspan data-mce-fragment=\"1\"\u003e \u003c\/span\u003epayments.\u003cbr data-mce-fragment=\"1\"\u003e5. All prices are in\u003cspan data-mce-fragment=\"1\"\u003e \u003c\/span\u003e\u003cstrong data-mce-fragment=\"1\"\u003eCanadian dollars\u003c\/strong\u003e.\u003cbr data-mce-fragment=\"1\"\u003e\u003cbr data-mce-fragment=\"1\"\u003e\u003cstrong data-mce-fragment=\"1\"\u003eFinal steps\u003c\/strong\u003e\u003cbr data-mce-fragment=\"1\"\u003e1. Once full payment is received, carvings will be shipped to you. Our gallery will add a $45 fee on your final payment to cover the cost of shipping.\u003cbr data-mce-fragment=\"1\"\u003e\u003cbr data-mce-fragment=\"1\"\u003e\u003cstrong data-mce-fragment=\"1\"\u003eIf you cannot complete the payment plan\u003c\/strong\u003e\u003cbr data-mce-fragment=\"1\"\u003e1. Seldom is a client unable to fulfill the layaway plan but if this happens BOTH the deposit and all received payments are FORFEITED.\u003cspan data-mce-fragment=\"1\"\u003e \u003c\/span\u003e\u003cem data-mce-fragment=\"1\"\u003e(This is because the artist is given full payment for the carving once your payments begin)\u003c\/em\u003e. NO refunds will be given.\u003cbr data-mce-fragment=\"1\"\u003e2. We do not give store credits on defaulted layaway payments. (Ie. if you default on your layaway all the received money is not refundable. We do not give store credits.\u003cbr data-mce-fragment=\"1\"\u003e3. Credit exchanges are not permitted. ( ie. you cannot exchange the carving you have on layaway for a different carving).\u003cbr data-mce-fragment=\"1\"\u003e\u003cbr data-mce-fragment=\"1\"\u003eWe will work with the customer (within reason) to try to avoid loss of the money paid on the incomplete layaway plan. Each case will be dealt with on an individual basis but again NO refunds will be given if the layaway plan is not completed.\u003cbr data-mce-fragment=\"1\"\u003e\u003cbr data-mce-fragment=\"1\"\u003eIf you see a carving you would like to purchase on layaway, email us at\u003cspan data-mce-fragment=\"1\"\u003e \u003c\/span\u003e\u003cstrong data-mce-fragment=\"1\"\u003einfo@inuitsculptures.com\u003c\/strong\u003e\u003cspan data-mce-fragment=\"1\"\u003e \u003c\/span\u003eor call the studio at\u003cspan data-mce-fragment=\"1\"\u003e \u003c\/span\u003e\u003cstrong data-mce-fragment=\"1\"\u003e1 800 457-8110\u003c\/strong\u003e.\u003cbr data-mce-fragment=\"1\"\u003e\u003cbr data-mce-fragment=\"1\"\u003eWe will invoice you for the deposit and first payment and place your beautiful piece on Reserve.\u003cbr data-mce-fragment=\"1\"\u003e\u003cbr data-mce-fragment=\"1\"\u003eWhen you have completed the payments of the layaway plan, you will be the proud owner of a Masterpiece Inuit carving.\u003cbr data-mce-fragment=\"1\"\u003eWe look forward to hearing from you.\u003cbr data-mce-fragment=\"1\"\u003e\u003cbr data-mce-fragment=\"1\"\u003e\u003cspan data-mce-fragment=\"1\"\u003eP.S. \u003c\/span\u003e\u003cem data-mce-fragment=\"1\"\u003e(Ever notice that many of our pieces say \"Reserved\"? This is why).\u003cbr data-mce-fragment=\"1\"\u003e\u003cbr data-mce-fragment=\"1\"\u003e\u003c\/em\u003e\u003cstrong data-mce-fragment=\"1\"\u003eWhy do layaway plans?\u003cbr data-mce-fragment=\"1\"\u003e\u003cbr data-mce-fragment=\"1\"\u003e\u003c\/strong\u003e\u003cstrong data-mce-fragment=\"1\"\u003eAnswer:\u003c\/strong\u003e\u003cspan data-mce-fragment=\"1\"\u003e \u003c\/span\u003eWhen building a collection (including our own), there are three rules I make sure to follow.\u003cbr data-mce-fragment=\"1\"\u003e\u003cbr data-mce-fragment=\"1\"\u003e\u003cstrong data-mce-fragment=\"1\"\u003e1) Buy what you Love.\u003c\/strong\u003e\u003cspan data-mce-fragment=\"1\"\u003e \u003c\/span\u003eWhen you see something that \"makes your heart skip a beat\", then do not hesitate. Don't let those fears get in the way of you taking ownership of something you truly Love. Life is simply too short for that. Instead, be bold, buy it! You will be happy you did so. Don't overthink things. It's important to get the piece that \"speaks\" to you. There is a spirit inside each and every carving and they will call you if it is meant to be. If there is a piece that caught your attention and you can't stop thinking about it, than that is the one. Just go with your gut.\u003cbr data-mce-fragment=\"1\"\u003e\u003cbr data-mce-fragment=\"1\"\u003e\u003cstrong data-mce-fragment=\"1\"\u003e2) Buy the best piece you can afford\u003c\/strong\u003e. Masterpiece carvings that are more expensive are always a better investment. In a short time, they will appreciate tremendously in value. Masterpiece carvings circa 1980 that were priced at $200 - $1,000 are now selling for over $5,000 - $20,000 in auctions! This is in no way an exaggeration! \u003c\/p\u003e\n\u003cp data-mce-fragment=\"1\"\u003eIf you look at it from an accounting perspective, by purchasing a higher end carving, you are actually getting it for\u003cspan data-mce-fragment=\"1\"\u003e \u003c\/span\u003e\u003cstrong data-mce-fragment=\"1\"\u003e\u003cem data-mce-fragment=\"1\"\u003e\u003cspan data-mce-fragment=\"1\"\u003efree!\u003c\/span\u003e\u003c\/em\u003e\u003c\/strong\u003e I know that sounds absurd, but it is actually true! This is because your masterpiece carving will never depreciate. Instead it will appreciate. Its value will greatly increase over time, well beyond the inflation rate. By definition, this is what you would call an 'Asset'.\u003c\/p\u003e\n\u003cp data-mce-fragment=\"1\"\u003eA strong comparable would be in the watch industry. When purchasing a timepiece, you have two choices. Your can either buy a disposable quartz watch for $100. It will tell the time and do what you need it to do in handsome fashion. However, the minute you walk out that store, your watch instantly becomes worthless. It will last a few years before you have to buy a new one. \u003cbr data-mce-fragment=\"1\"\u003e\u003cbr data-mce-fragment=\"1\"\u003eThe second choice is to acquire a luxury Swiss made watch like a Rolex, Audemars Piguet, or Patek Phillippe. Sure, it will cost you $5,000- $20,000 up front, but unlike your cheap quartz, your beautiful timepiece will last forever, will dignify your status, look brilliant, tell time perfectly, feel good on your wrist, and most importantly, never depreciate.\u003c\/p\u003e\n\u003cp data-mce-fragment=\"1\"\u003eInstead of it being a commodity (like the quartz), it is an asset. (generally speaking, luxury watches do not depreciate, they hold their value).  What is great about this, is you get to enjoy a high end watch, and at the same time, add to the \"left\" side of your balance sheet.\u003c\/p\u003e\n\u003cp data-mce-fragment=\"1\"\u003e\u003cstrong data-mce-fragment=\"1\"\u003eThe exact same thing applies to high end Inuit art\u003c\/strong\u003e\u003cspan data-mce-fragment=\"1\"\u003e \u003c\/span\u003e- only it is much much more lucrative. This is because masterpiece carvings not only hold their value (like watches), but they actually appreciate over time.\u003c\/p\u003e\n\u003cp data-mce-fragment=\"1\"\u003eWhen we started our gallery 11 years ago (2006), we sold many masterpiece carvings to our clients. Had we decided to hold onto them instead, we would have had actually made more money based on their appreciated values today, versus what we originally sold them for. (Sometimes nowadays, I wonder why we even sell masterpiece carvings).\u003c\/p\u003e\n\u003cp data-mce-fragment=\"1\"\u003eIn the end, we would have made a much higher profit just by hanging onto them, vs. selling them. This is the reality of Inuit Art and masterpiece carvings. It will be one of the best investments you will ever make.\u003c\/p\u003e\n\u003cp data-mce-fragment=\"1\"\u003e\u003cstrong data-mce-fragment=\"1\"\u003e3) Try to utilize layaway plans.\u003c\/strong\u003e\u003cspan data-mce-fragment=\"1\"\u003e \u003c\/span\u003eThis is exactly why we are now offering these plans. So you can have a chance to afford an exquisite masterpiece. It is often hard to pay thousands of dollars up front for a piece you really admire. Obviously with a  payment plan, this burden is lifted and you hardly notice the payments.\u003c\/p\u003e\n\u003cdiv style=\"text-align: left;\"\u003e\u003cimg src=\"https:\/\/cdn.shopify.com\/s\/files\/1\/0175\/9888\/products\/image_1acfe7df-de27-4841-9257-2788e5cf2495_medium.jpg?v=1436543549\" alt=\"\" style=\"margin-right: 5px; float: left;\"\u003e\u003c\/div\u003e\n\u003cp data-mce-fragment=\"1\"\u003eTwo years ago, we had a client who was a marine biologist for Environment Canada. She was responsible for inspecting the waters in Northern Canada. She had a great job, but like many, was on a fixed income.\u003cbr data-mce-fragment=\"1\"\u003e\u003cbr data-mce-fragment=\"1\"\u003eDuring her northern travels, she was able to make a stop in Repulse Bay, NU. It was here that she met legendary master carver -\u003cspan data-mce-fragment=\"1\"\u003e \u003c\/span\u003e\u003cem data-mce-fragment=\"1\"\u003e\u003cstrong data-mce-fragment=\"1\"\u003e\u003ca data-mce-fragment=\"1\" href=\"https:\/\/www.inuitsculptures.com\/collections\/vendors?q=Paul%20Malliki\u0026amp;sort_by=created-descending\"\u003ePaul Maliki\u003c\/a\u003e\u003c\/strong\u003e\u003c\/em\u003e. Since then, it was always her dream to own one of his world famous bears. (Three years ago at the time, his bears sold for around $4,000-$5,000).\u003cbr data-mce-fragment=\"1\"\u003e\u003cbr data-mce-fragment=\"1\"\u003eWhen she returned home, she found a beautiful Maliki bear on our website. It was unfortunately out of her price range. She contacted us and asked if we would allow her to make 6 payments. We accepted, and once her last payment was made, she was graced with a world class Inuit carving by one of Canada's top artists. It now serves her home in Quebec city as a centrepiece which she continues to cherish to this day.\u003c\/p\u003e\n\u003cp data-mce-fragment=\"1\"\u003e\u003cstrong data-mce-fragment=\"1\"\u003e\u003cem data-mce-fragment=\"1\"\u003e(FYI - You cannot find a Paul Maliki bear like hers for under $15,000 today. In a few years from now, his similar sized bears will be priced at $30,000 - $40,000).\u003c\/em\u003e\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp data-mce-fragment=\"1\"\u003eHaving a layaway plan will help you realize your dream of purchasing a masterpiece carving. It will allow you to acquire a masterpiece from a big name carver that normally, you would not be able to afford.\u003c\/p\u003e\n\u003cp data-mce-fragment=\"1\"\u003eWe do not charge interest, and their are no holding fees. Why? Like I said, carvings do not depreciate, so we do not mind holding onto them. Also, we freeze the currency exchange for you. No matter what the CAD, USD, EUR, CNY are doing, we will freeze that rate at the price you originally committed to us for.\u003c\/p\u003e\n\u003cp data-mce-fragment=\"1\"\u003eCheck out our masterpiece carvings\u003cspan data-mce-fragment=\"1\"\u003e \u003c\/span\u003e\u003cem data-mce-fragment=\"1\"\u003e\u003cstrong data-mce-fragment=\"1\"\u003e\u003ca data-mce-fragment=\"1\" href=\"https:\/\/www.inuitsculptures.com\/collections\/masterpieces\"\u003ehere\u003c\/a\u003e\u003c\/strong\u003e\u003c\/em\u003e. Let us know what you think, and if you would like to have a tailored plan, we will be happy to realize your dreams in owning a masterpiece carving.\u003c\/p\u003e\n\u003cp\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003cp style=\"text-align: center;\"\u003e\u003cstrong\u003ePROUDLY CANADIAN SINCE 2007\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp style=\"text-align: center;\"\u003e\u003cem\u003eWe promise to send you\u003c\/em\u003e \u003cstrong\u003eonly\u003c\/strong\u003e\u003cem\u003e good things\u003c\/em\u003e\u003c\/p\u003e","brand":"Inuit Sculptures Art Gallery","offers":[{"title":"Default Title","offer_id":46527198167142,"sku":null,"price":500.0,"currency_code":"CAD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0175\/9888\/files\/ALG67589_Inuit_Sculptures_web_ads-7.jpg?v=1740014898","url":"https:\/\/www.inuitsculptures.com\/products\/layaway-plans-0-interest-4","provider":"Inuit Sculptures Art Gallery","version":"1.0","type":"link"}